AWARD WINNING SHOP! INSURANCE WORK, AUTO BODY, PAINT AND MUCH MORE!!! (HUNTINGTON BEACH)
BEFORE
AFTER
LOOKING FORWARD TO SEE YOU!
Location: HUNTINGTON BEACH
it's NOT ok to contact this poster with services or other commercial interests
CHEAP AUTO INSURANCE – Low Down Payments – No Broker Fees (LA area)
CALL US FOR A FREE QUOTE949-753-0540 ext 5 or ext 7
FAST AND CHEAP AUTO INSURANCE
LOW DOWN PAYMENTS INCLUDING 1ST MO FROM $24 EASY MONTHLY PAYMENT PLANS
Lower Rates, No Broker Fees SAME DAY SR-22 IMMEDIATE COVERAGE AVAILABLE ANYWHERE IN CADUI OK FOREIGN LICENSE OK ACCIDENTS OK NO LICENSEREVOKED LICENSESUSPENDED LICENSENO VEHICLE -- NON OWNER POLICY
LOWEST RATES AROUND
CALL THE AUTO INSURANCE SPECIALIST 949-753-0540 ext 5 or ext 7 CA Lic 0E76453 local, experienced and trusted insurance broker www.facebook.com/clementeinsurance
Insurance, Non Owner, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda, Agoura Hills, Alhambra, Arcadia, Artesia, Avalon, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Cathedral City, Coachella, Corona, Desert Hot Springs, Hemet, Indian Wells, Indio, La Quinta, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, Riverside, San Jacinto, Temecula, Alameda, , Albany, Berkeley, Dublin, Emeryville, Fremont, Hayward, Livermore, Newark, Oakland, Piedmont, Pleasanton, San Leandro, Union City, Amador, Ione, Jackson, Plymouth, Sutter Creek, Biggs, Chico, Gridley, Oroville, Paradise, Angels Camp, Colusa, Williams, Antioch, Brentwood, Clayton, Concord, Danville, El Cerrito, Hercules, Lafayette, Martinez, Moraga, Oakley, Orinda, Pinole, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Crescent City, Placerville, South Lake Tahoe, Clovis, Coalinga, Firebaugh, Fowler, Fresno, Huron, Kerman, Kingsburg, Mendota, Orange Cove, Parlier, Reedley, Sanger, San Joaquin, Selma, Orland, Willows, Arcata, Blue Lake, Eureka, Ferndale, Fortuna, Rio Dell, Trinidad, Brawley, Calexico, Calipatria, El Centro, Holtville, Imperial, Westmorland, Bishop, Arvin, Bakersfield, California City, Delano, Maricopa, Mcfarland, Ridgecrest, Shafter, Taft, Tehachapi, Wasco, Avenal, Corcoran, Hanford, Lemoore, Clearlake, Lakeport, Susanville, Agoura Hills, Alhambra, Arcadia, Artesia, Avalon, Azusa, Baldwin Park, Bell, Bellflower, Bell Gardens, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada Flintridge, La Habra Heights, Lakewood, La Mirada, Lancaster, La Puente, La Verne, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Chowchilla, Madera, Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, Tiburon, Fort Bragg, Point Arena, Ukiah, Willits, Atwater, Dos Palos, Gustine, Livingston, Los Banos, Merced, Alturas, Mammoth Lakes, Carmel-By-The-Sea, Del Rey Oaks, Gonzales, Greenfield, King City, Marina, Monterey, Pacific Grove, Salinas, Sand City, Seaside, Soledad, American Canyon, Calistoga, Napa, St Helena, Yountville, Grass Valley, Nevada City, Truckee, Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, La Habra, Lake Forest, La Palma, Los Alamitos, Mission Viejo, Newport Beach, Orange
Location: LA area
it's NOT ok to contact this poster with services or other commercial interests
CHEAP AUTO INSURANCE – Low Down Payments – No Broker Fees (LA area)
CALL US FOR A FREE QUOTE949-753-0540 ext 5 or ext 7
FAST AND CHEAP AUTO INSURANCE
LOW DOWN PAYMENTS INCLUDING 1ST MO FROM $24 EASY MONTHLY PAYMENT PLANS
Lower Rates, No Broker Fees SAME DAY SR-22 IMMEDIATE COVERAGE AVAILABLE ANYWHERE IN CADUI OK FOREIGN LICENSE OK ACCIDENTS OK NO LICENSEREVOKED LICENSESUSPENDED LICENSENO VEHICLE -- NON OWNER POLICY
LOWEST RATES AROUND
CALL THE AUTO INSURANCE SPECIALIST 949-753-0540 ext 5 or ext 7 CA Lic 0E76453 local, experienced and trusted insurance broker www.facebook.com/clementeinsurance
Insurance, Non Owner, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda, Agoura Hills, Alhambra, Arcadia, Artesia, Avalon, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Cathedral City, Coachella, Corona, Desert Hot Springs, Hemet, Indian Wells, Indio, La Quinta, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, Riverside, San Jacinto, Temecula, Alameda, , Albany, Berkeley, Dublin, Emeryville, Fremont, Hayward, Livermore, Newark, Oakland, Piedmont, Pleasanton, San Leandro, Union City, Amador, Ione, Jackson, Plymouth, Sutter Creek, Biggs, Chico, Gridley, Oroville, Paradise, Angels Camp, Colusa, Williams, Antioch, Brentwood, Clayton, Concord, Danville, El Cerrito, Hercules, Lafayette, Martinez, Moraga, Oakley, Orinda, Pinole, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Crescent City, Placerville, South Lake Tahoe, Clovis, Coalinga, Firebaugh, Fowler, Fresno, Huron, Kerman, Kingsburg, Mendota, Orange Cove, Parlier, Reedley, Sanger, San Joaquin, Selma, Orland, Willows, Arcata, Blue Lake, Eureka, Ferndale, Fortuna, Rio Dell, Trinidad, Brawley, Calexico, Calipatria, El Centro, Holtville, Imperial, Westmorland, Bishop, Arvin, Bakersfield, California City, Delano, Maricopa, Mcfarland, Ridgecrest, Shafter, Taft, Tehachapi, Wasco, Avenal, Corcoran, Hanford, Lemoore, Clearlake, Lakeport, Susanville, Agoura Hills, Alhambra, Arcadia, Artesia, Avalon, Azusa, Baldwin Park, Bell, Bellflower, Bell Gardens, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada Flintridge, La Habra Heights, Lakewood, La Mirada, Lancaster, La Puente, La Verne, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Chowchilla, Madera, Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, Tiburon, Fort Bragg, Point Arena, Ukiah, Willits, Atwater, Dos Palos, Gustine, Livingston, Los Banos, Merced, Alturas, Mammoth Lakes, Carmel-By-The-Sea, Del Rey Oaks, Gonzales, Greenfield, King City, Marina, Monterey, Pacific Grove, Salinas, Sand City, Seaside, Soledad, American Canyon, Calistoga, Napa, St Helena, Yountville, Grass Valley, Nevada City, Truckee, Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, La Habra, Lake Forest, La Palma, Los Alamitos, Mission Viejo, Newport Beach, Orange
Location: LA area
it's NOT ok to contact this poster with services or other commercial interests
LOW COST COMMERCIAL INSURANCE for Business Owners in Auto Industry *** (Workers Compensation & General Liability)
Williams Commercial Insurance Services LLC
Toll Free 866-925-6288
http://garageliabilityrates.com/
www.GarageLiabilityRates.com
Email NWinsurance@att for an easy application or call today for a Free Quote.
Agency License CA #0G50655
LOW RATES!
Affordable Commercial Insurance for Garage Keepers Legal Liability, General Liability Insurance, Auto Body Shop, Valet Parking, Retail Service Station, Mobile Mechanic, Windshield Repair, Used Car Dealership, Car Washes, Automotive Repair Garage, Muffler Shops, Yatch Repair, Auto Glass Repair, Transmissions Shops, Golf Cart, Towing, Catering, Smog Stations, Locksmith, Windshield, Manufacturing, Mobile Dent Repair, Marine Mechanics, Carpet Cleaning, Commercial Insurance, Bonds, Workers' Compensation
Labels: auto repair shop insurance, automotive repair insurance, body shop insurance, garage insurance, garagekeepers insurance garage keepers insurance, Mobile Auto Repair, Gas Service Station Insurance, Mobile Mechanics Insurance, Auto Upholstery, Windshield Replacement Insurance, Used Car dealers, Auto Dealership Insurance,
GarageKeepers Insurance -- How Much is Enough?
Automotive repair shops and used car dealers both need a garage insurance policy. Included in this policy is a coverage call garagekeepers insurance. In the case of automotive repair shop insurance or body repair insurance, this is protection to cover loss and damages to customers' cars left with the repair shop. In the case of the auto dealer insurance, this coverage is often referred to as dealers open lot coverage and provides comprehensive and collision protection for the inventory owned by the used car dealer. But how do you as an auto repair shop or body shop owner know how much garage keepers insurance to buy?
In this article I want to stay focused on the repair shop with true garagekeepers insurance and I will leave the dealers open lot question for another blog. Repair shops and body shops are all different in terms of how they deal with customers' vehicles left with them for repair. Some never need to test drive the cars and some need to do extensive driving. Others are able to keep all vehicles inside their building at night while others may even have to park client cars out on the street. Each situation presents different dangers and exposures to the repair shop owner.
Garagekeepers insurance can be broken down into two coverage elements. One is collision coverage and the other is comprehensive. The collision coverage will pay for losses caused to client vehicles that are damaged by a collision. This happens most often when the car is being test driven. The comprehensive coverage provides protection against, fire, hail, water damage and a host of other losses that can happen to your clients' cars while they are in your care. So how do you decide how much coverage to buy?
Let's take collision first. I suggest that you carefully try and understand the worst case scenario for a collision loss to one of your client's vehicles. Assume that your employee has a total loss with the most valuable car that you would ever work on. That should put you in the ball park of how much coverage you should purchase.
With comprehensive coverage on your garagekeepers coverage, you need to try and imagine the worst case scenario for this type of loss to your clients' cars. If you keep them inside at night, what would it cost to replace the cars if you had a total fire loss overnight and every customer car in your garage was totaled? If you keep them outside, what amount of damages would be caused by a severe hailstorm or a flood if that is possible in your location? Don't forget to consider vandalism in your worst case scenarios as well.
Once you have done this, you will need to take the largest of the two numbers that you arrived at and purchase that amount of garagekeepers coverage. The reason is that most insurance companies won't let you purchase one amount of coverage for collision and another for comprehensive. There are a few companies that will allow this but they are few and far in between.
At Williams Commercial Insurance Services, LLC in California we specialize in helping owners of auto repair and auto body shops with their insurance needs. We work hard to help all of our clients become informed insurance consumers so that they can make the best decisions when it comes to insuring their businesses. If we can help you with your garage insurance, please call us, toll free at 866-925-6288 or visit us online at our www.GarageLiabilityRates.com
Los Angeles, Irvine, San Diego, Santa Barbara, Sacramento, Long Beach, Huntington Beach, Paso Robles, Ventura, San Francisco, Campbell, San Jose, Fresno, Stockton, Chico, Modesto, San Juan Capristrano, Brea, Fort Bragg, Lancaster, Santa Rosa, Moraga, Fair Oaks, Roseville, Rocklin, Concord, Tustin, San Rafael, Oakland, Fairfield, Vallejo, Laguna Beach, Orange County, San Bernandino, Woodland Hills, Palm Springs, Palmdale, La Quinta, Indio, Sunnyvale, Saratoga, Palo Alto, Livermore, Los Alamitos, Dublin, Pleasanton, San Bruno, Albany, El Cerrito, Berkeley, Hayward, Menlo Park, San Francisco, Oakland, Vallejo, Fairfield, Davis, Chico, Sacramento, Napa, California, CA
Location: Workers Compensation & General Liability
it's NOT ok to contact this poster with services or other commercial interests
Save $500 On Your Auto Insurance Now
In this economy every little bit counts! Shop today and save on your car insurance.
No obligation Free quote!
it's NOT ok to contact this poster with services or other commercial interests